Have you ever wondered how a lender decides whether to give you credit? One of the tools they use is your credit report. This tells them about your credit history and helps them assess how much of a risk lending to you will be depending on the quality of your credit score.

  • What is in your credit report?

  • Who looks at your credit report?

  • How to check your credit score and credit report

  • When should you check your credit report?

  • Improving your credit rating and correcting your credit report


Citi Credit uses CTOS credit report.

Expect to be explained about your current financial health, and prepare for the future.